Following in the footsteps of my favourite party girl, I am going to get into a really good eating plan and see how I go.

Thinking my eating plan will be various rice and meat dishes during the week whilst I am at work, with snacks of fruit for both morning and afternoon tea. For dinner, I shall be eating salads with some form of meat as well.

Sounds healthy to me!

Expect to see some interesting posts coming up soon!

You can download it from http://wp.ly/7Y.

Track Listing:

01 – Marco V – Simulated 2010 (Original Mix)
02 – MaRLo feat. eM – Capture (Mike Koglin Remix)
03 – Ummet Ozcan vs. W&W – Synergy (Original Mix)
04 – System F feat. Armin Van Buuren – Exhale (Armin Van Buuren Edit)
05 – Dash Berlin – Never Cry Again (4AM Remix)
06 – Stoneface & Terminal – Don’t Give A Fuck (Vocal Mix)
07 – Meck – Windmills (Bart Claessen Remix)
08 – Pascal Feliz & Jonas Stenberg – Too Late To Handle
09 – John O’Callaghan – Striker (Original Mix)
10 – Ferry Corsten Feat Betsie Larkin – Made Of Love (Super8 & Tab Remix)
11 – Wippenberg – Chakalaka (Sphaera’s Boom Chakalaka Remix)

Next mix will probably be a bit more of a progressive house mix.

Most people typically will eat whatever they have on their plate, and with plates getting larger and larger, that is much more food then what we need. Overeating is also caused by people being bored, or by some people as a means to alleviate depression. By switching to a more maintained portion control eating plan, you will reduce the amount of calories consumed.

The common rules for correct portions are roughly as follows:

• Protein such as meat should not be larger than a palm size piece..
• Carbohydrates such as pasta can be measured by fistfuls.

Also don’t forget the 5 vegetables and 2 fruit servings per day rule!

After getting through all that, I realised that I needed to get into a better way to pay off my other long-term debts, such as my car loan and my HECS (HELP) debt. A little bit of research on the internet helped me find out about the Debt Avalanche method for handling debt. Flexo‘s post details how to best look at tackling your debt, by first targeting the higher interest rate debts in order to minimise the effect interest has on your overall balance. I’m going to quickly give a brief overview of this method.

1. List all your debts, sorted by interest rate


List all your debts, ordered from highest interest rate to lowest interest rate. This shows you which debts will cost you more over time. Most people will have credit cards up the top of this list, as they are designed to charge us the most!


2. Pay off the minimum amount for each debt


We don’t want any extra fees now, do we? Make sure you pay the minimum amount for all your accounts so you don’t get any fees.


3. Send extra money to the highest interest rate debt


By paying off the highest interest account, you will save more money by having less interest to repay.


4. Rinse and repeat


Do it every month, and eventually you will have paid off your debts!

Sounds simple ey? Make sure you check out the full post by Consumerism Commentary to learn more.

Quite funny to see, but seriously, Captcha images should have numbers and letters. Oh, and if you are wondering what Captcha stands for, it’s “Completely Automated Public Turing test to tell Computers and Humans Apart.”

A good way to start budgeting is by visualising how much of your income gets eaten up by bills. A great post by Matt over at Steadfast Finances talks about an exercise you can do using a calendar in order to get a better grasp at how your money is actually being used. I would recommend doing this exercise using February as the month you complete this on, as 28 days = 4 weeks = easiest time to do it.

As you can see, I have personally used this method to see how my pay is spent on my things. As you can see, half of my pay per month goes straight to bills. This means I can put aside some of my money into my special savings account, and then keep some aside for social outings.

By visualising what you spend, you can start to work out where you could be saving additional money. For me, I was spending over $200 a month just on lunches for work. By switching to home-made prepared lunches, I have additional money to add into my higher interest bank account (as well as being more healthy). In turn, that is an addition $2,400 a year I can save.

Try it, and see how you go.

The best way to tell you it’s a spam application is it will require you to authorise the application after you click on the notification.

However, if you have added the Photas (or any other) spam application, go to the Application Area at http://www.facebook.com/editapps.php and remove the application from that list.

5. Foursquare [Link] Free

One of the growing trends on the internet these days are social networking websites, and it’s now expanding into new directions. One of these new paths, and a range of services have popped up to meet these needs. FourSquare has taken a great leap for this, turning it into a game. By ‘checking in’ into various venues, you earn points and badges. It’s quite a bit of fun, good to compete with friends to see who can become the ‘mayor’ of the most venues.

Another good feature is people can leave tips about venues, which allows you to find out what other people think of that place. FourSquare is even being adopted by companies to use in rewards schemes and more.

4. Tweetie [Link] AU$3.99

There are a slew of twitter applications out there for the iPhone, but my favourite one is Tweetie 2. When I first got my phone, I used to use the free version of EchoFon, but as I started making more and more accounts, I needed the added functionality. Combined with lists, landscape tweeting, easy tweeting of videos and pictures, url shortening, it’s the perfect mobile twitter client.

The only thing it seems to miss is push notifications. For that, I use iTweetReply.

3. Sleep Cycle [Link] AU$1.19

An application I’ve been using (thanks to @snarkle and @richokinetic) is Sleep Cycle. It helps monitor your sleeping patterns, waking you up in the lightest phase in your sleeping pattern in order to make you feel the most refreshed. The website has a nice little ‘how it works’ page that explains how it works, but it seems to work. And even if it doesn’t, it produces cool graphs that show what your sleeping patterns are like. It is very accurate based on my testing.

2. Consume [Link] AU$2.49

Bjango have a habit of making some awesome applications. Consume is a wonderful usage monitor that you can add your phone and internet account details to in order to see a visual monitor of how much you have spent. I currently use it to monitor my internet usage on my mobile, allowing me to not go over my data allowance. At last check, there are now over 100 providers in over 10 countries that are currently compatible with the app. Definitely useful if you get high fees for going over your limit.

1. Spend [Link] AU$2.49

The #1 position is held by my favourite budgeting app, Spend. Being someone who really doesn’t save money well, getting into a good financial pattern is the key to reducing debts. Using Spend, I can input my purchases when I make them, and have my remaining funds right there on the screen. By doing that, I know I won’t go over the budget I have set for myself.

There is also a lite version available, but I went straight for the full version.

I have a new mix out now. TwiztedTrance November 2009 is an hour long mix, check it out at http://www.mediafire.com/file/curmmtutmg0/TwiztedTranceNovember2009.zip.

Track Listing:

1. Dash Berlin feat. Emma Hewitt – Waiting (Dash Berlin 4AM Mix)
2. BT feat. Jes – Every Other Way (Armin Van Buuren Remix)
3. Rank 1 – L.E.D. There Be Light
4. Solarity – D.N.A. (Original Mix)
5. Lange & Andy Moor – Stadium Four (Original Mix)
6. Above & Beyond vs. Mr. Pit – Shana Can’t Sleep (Black Castle Mashup)
7. W&W – Mainstage (Original Mix)
8. Daniel Heatcliff – Phoenix (Original Mix)
9. Wippenberg – Chakalaka
10. Cosmic Gate feat. Aruna – Under Your Spell (Myon and Shane 54 Monster Mix)
11. Ernesto vs. Bastian – Killer Tone
12. Push – Universal Nation (Ferry Corsten Remix)

Hope you like!!